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Opt-in expected. Account should have Preliminary qualified direct deposits, must be in superior standing and have an activated chip-enabled debit card to opt-in. Ongoing qualified direct deposits and other conditions implement to maintain eligibility for overdraft defense. Only debit card purchase transactions are eligible for overdraft safety and overdrafts are paid out at our discretion. We reserve the best to not pay back overdrafts. For instance, we may not pay back overdrafts Should the account is not really in excellent standing, or is just not acquiring ongoing eligible direct deposits, or has too many overdrafts.

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